Personal monthly budget excel template

Personal monthly budget excel template

Personal monthly budget excel template free download

Compare your estimated monthly income and expenses with the actual values using this accessible budget template. The differences, as well as your monthly balance, are calculated automatically.

If you want to control your spending and work toward your financial goals, you need a budget. A personal or household budget is a summary that compares and tracks your income and expenses for a defined period, typically one month.

While the word "budget" is often associated with restricted spending, a budget does not have to be restrictive to be effective. 

A budget will show you how much money you expect to bring in, then compare that to your required expenses—such as rent and insurance—and your discretionary spending, such as entertainment or eating out. Instead of viewing a budget as a negative, you can view it as a tool for achieving your financial goals.

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