Personal Cash Flow Statement Template for Excel

Personal Cash Flow Statement Template for Excel

Personal Cash Flow Statement Template for Excel
Personal Cash Flow Statement Template for Excel

Personal Cash Flow Statement Template for Excel - Free Download

A personal cash flow statement measures your cash inflows and outflows in order to show you your net cash flow for a specific period of time. Cash inflows generally include the following: Salaries. Interest from savings accounts. Dividends from investments.

This personal budget spreadsheet is meant to help you create a budget for an entire year. Doing this will help you make predictions about your future finances. This is especially useful when making major life changes like moving or changing jobs.

Step 1: Define Budget Categories
Each major category is a separate Excel Table. You can edit the sub-categories as needed. If you add or remove a major category (an entire Table), you will need to edit the formulas in the Budget Summary table. 

To add a new sub-category to a table, right-click in the table and go to Insert > Table Rows Above. To remove a sub-category from a table, right-click in the table and go to Delete > Table Rows.

Step 2: Enter Your Beginning Balance
Add the balances in your spending accounts (cash, checking) to come up with your starting balance. Enter your balance at the top of the worksheet. 

Can start with a month other than January by editing the column labels. For example, enter "Mar" in place of "Jan," then copy that cell to the right to automatically enter the other month labels.

Step 3: Define Your Budget: 
Using income and expense data from past receipts, balance statements, bills, pay stubs, and other information that you know about the coming year, fill in the budget amounts for each of the categories. 
👉Fixed Expenses: For fixed expenses, such as rent or mortgage payments, enter the same amount in each month. 
👉Variable Expenses: For variable expenses such as utility bills, groceries, and birthday gifts, you can enter the estimated amounts in the months that they occur. Or, you can enter an estimated monthly average. 
👉Add Cell Comments: Add cell comments as needed to help explain costs. For example, you might include the names of Birthdays in comments for the Gifts Given category 

Step 4: Deliver To Your AIC Advisor 
Include this form along with the documents from the Document Checklist.
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